718-268-9255
718-268-9268LIFE INSURANCE PRODUCT
Variable Life Products
Variable Life Products are available only to:
- Registered Representatives of Park Avenue Securities and
- Registered Representatives of Broker Dealers holding a Selling Agreement for these products
| Plan Name | Description | Issue Ages | Minimum Policy Size |
| Park Avenue Millennium Series VUL Regular Series |
Variable universal life with 31 subaccounts | 0-80 | $100,000 |
| Park Avenue Millennium Series VUL Enhanced Cash Value |
Variable universal life with 31 subaccounts High Early Cash Value |
0-80 | $100,000 |
| Park Avenue Millennium Series Park Avenue Life | Variable Whole Life with premium guaranteed to age 70 (or 10 years if greater) | 0-80 | $100,000 |
| Park Avenue Millennium Series Survivorship VUL | Variable Second-to-Die universal life with 31 subaccounts | 20-90 | $250,000 |
| Park Avenue Millennium Series Survivorship VUL - enhanced cash value | Variable Second-to-Die universal life with 31 subaccounts. High early cash value. | 20-90 | $250,000 |
| Park Avenue Millennium Series Survivorship VUL - Pension Trust | Variable Second-to-Die universal life with 31 subaccounts. For use in qualified plans only. | 20-90 | $250,000 |
The Park Avenue Millennium Series and the Park Avenue Series of variable life insurance policies, which include Park Avenue Life ("PAL"), Park Avenue Variable Universal Life ("VUL"), and Park Avenue Survivorship Variable Universal Life ("SVUL") are issued by The Guardian Insurance & Annuity Company, Inc. (GIAC), a Delaware corporation, and distributed by Guardian Investors Service Corporation ("GISC"). GISC and GIAC are located at 7 Hanover Square, New York, NY 10004, 1-800-441-6455. GISC and GIAC are wholly owned subsidiaries of The Guardian Life Insurance Company of America, New York, NY. GISC is a member of NASD, SIPC.
Variable life insurance products and their underlying variable investment options are offered by prospectus only. Please call 1-800-441-6455 for additional information including a prospectus. Prospectuses contain detailed information including charges and expenses, and should be read carefully before completing an application, investing or sending money. Values in variable investment options will fluctuated daily and may be worth more or less than the original investment. Variable investment options are not deposits or obligations of, or guaranteed or endorse by, any bank or depository institution, and are not insured by the Federal Deposit Insurance Corporation (FDIC), the National Credit Union Association, the Federal Reserve Board or any other agency, and involve investment risk, including the possible loss of the principal amount invested.
Securities products and services are offered through Park Avenue Securities, LLC (PAS), 7 Hanover Square, New York, NY 10004: 1.888.600.4667. PAS is an indirect wholly owned subsidiary of The Guardian Life Insurance Company of America, New York, NY. FH Financial is not an affiliate or subsidiary of PAS. PAS is a member NASD, SIPC.
Variable life insurance products and their underlying variable investment options are offered by prospectus only. Please call 1-800-441-6455 for additional information including a prospectus. Prospectuses contain detailed information including charges and expenses, and should be read carefully before completing an application, investing or sending money. Values in variable investment options will fluctuated daily and may be worth more or less than the original investment. Variable investment options are not deposits or obligations of, or guaranteed or endorse by, any bank or depository institution, and are not insured by the Federal Deposit Insurance Corporation (FDIC), the National Credit Union Association, the Federal Reserve Board or any other agency, and involve investment risk, including the possible loss of the principal amount invested.
Securities products and services are offered through Park Avenue Securities, LLC (PAS), 7 Hanover Square, New York, NY 10004: 1.888.600.4667. PAS is an indirect wholly owned subsidiary of The Guardian Life Insurance Company of America, New York, NY. FH Financial is not an affiliate or subsidiary of PAS. PAS is a member NASD, SIPC.
This information is intended for educational purposes only. It is for agent and broker use only. It is not for distribution to the public.
