Forest Hills Financial Group

Steven D. Lichtenstein, CLU, ChFC has provided advice and consult to a myriad of clients, including high net worth individuals, trade organizations and small-to-medium sized business owners since joining the financial services industry and Forest Hills Financial Group in 1991. Steven is a frequent lecturer and industry leader on topics of interest such as retirement and longevity planning, long-term care insurance, and estate planning for baby boomers. ,br>

Steven is a thirteen time qualifier of the prestigious Million Dollar Round Table, two time qualifier of Court of The Table, past president of the Queens Chapter of The New York City Association of Insurance and Financial Advisors, President of The Health and Business Alliance, a local not-for-profit organization, was the 2004 recipient of the Queensboro Council for Social Welfare’s Outstanding Service Award and was named as an ‘Everyday Hero’ by Newsday, for his contributions to the community in 2005. Steven is also a member of the State University of New York at Old Westbury’s School of Business Advisory Board.

Steven leads a financial planning team that provides a multitude of services that include life, group health, disability income, group medical and long term care insurance. In addition, his group includes specialists in tax planning, cost segregation, buy-sell agreements, pension & profit planning, divorce financial planning and business succession.

Steven is an outdoor enthusiast and enjoys a wide variety of sports including golf, biking, tennis and running. He has four children and resides with his wife Ava and her two children, in Bellmore, NY.

Steven D. Lichtenstein is an Investment Specialist, Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). Securities products/services and advisory services are offered by PAS, 95-25 Queens Boulevard, 10th Floor, Rego Park, NY 11374, 1-718-268-9255, a Registered Investment Advisor and broker-dealer. Forest Hills Financial Group Inc. is not an affiliate or subsidiary of PAS. PAS is a member of FINRA, SIPC. Steven D. Lichtenstein is a Field Representative of The Guardian Life Insurance Company of America, New York, NY, 10004.

Disability income and long term care insurance underwritten and issued by Berkshire Life Insurance Company of America, Pittsfield, MA, a wholly owned stock subsidiary of The Guardian Life Insurance Company of America (Guardian), New York, NY. Products are not available in all states. Product provisions and features may vary by state.,br>

PAS is a member of FINRA, SIPC.

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Forest Hills Financial Group, Registered Representatives and Financial Advisors of Park Avenue Securities LLC (PAS), 95-25 Queens Blvd., 10th Floor, Rego Park, NY 11374, 718-268-9255. Securities products and investment advisory services are offered through PAS, a registered investment advisor and broker-dealer. Financial Representatives, The Guardian Life Insurance Company of America (Guardian), New York, NY. PAS is an indirect, wholly owned subsidiary of Guardian. Forest Hills Financial Group, Forest Hills Pension Services, and Forest Hills Group Services are not affiliates or subsidiaries of PAS or Guardian.

PAS is a member of FINRA / SIPC.

The Financial Representatives of Forest Hills Financial Group are not licensed to sell insurance in all 50 states. To find out if an agent is licensed in your state, please contact our licensing department at 718-268-9255. Neither Park Avenue Securities, Guardian, nor their representatives render legal or tax advice. Please consult with your attorney, accountant, and / or tax advisor for advice concerning your particular circumstances. Disability Income and Long Term Care products underwritten and issued by Berkshire Life Insurance Company of America, Pittsfield, MA, a wholly owned stock subsidiary of The Guardian Life Insurance Company of America, New York, NY. Products not available in all states. Product provisions and features may vary from state to state.

Registered Representatives are securities licensed in: AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IL, IN, LA, MA, MD, ME, MI, MN, MO, NC, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WI, WV, and this website is strictly intended for individuals residing in those states. No offers may be made or accepted from any resident outside these specified states.

The Living Balance Sheet® and The Living Balance Sheet® Logo are registered service marks of The Guardian Life Insurance Company of America (Guardian), New York, NY. The graphics and text used herein are the exclusive property of Guardian and protected under U.S. and International copyright laws. © Copyright 2005-2009, The Guardian Life Insurance Company of America.

The information or opinions contained in this Internet site should not be construed by any consumer and/or prospective client as an offer to sell or the solicitation of an offer to buy any particular investment product. The information contained herein is directed solely to those individuals who reside in jurisdictions in which the representative is registered in the state where the consumer and/or prospective client reside. Any subsequent direct communication with a consumer and/or prospective client shall only be conducted by a representative that is registered in the state where the consumer and/or prospective client reside.